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Archive for Estate Planning

Aug
22

Networking On The Seas 2014

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Networking Hits the High Seas from Sheephead Bay to Sunset Park

By HAROLD EGELN, JR.

Networkers truly were at sea, but with a purpose and a destination of fun mixed with business. Setting sail from Sheepshead Bay aboard the luxury yacht Atlantis on the evening of October 19, a Networking on the Seas summer party was held to network and develop resources to better serve senior citizens. Many of the guests on board were members of PESID, People Empowering Seniors Independence and Dignity.

“What a great way to network on a beautiful evening aboard this wonderful yacht with our friends, members and supporters,” said PESID founder Annette Fisher, a certified senior advisor, and a “captain” of networking, as well as a real estate salesperson at BRESRE Reality, loan originator at Fort Funding Corp. among other hats.

Summer party sponsors included Sunrise Senior Living of Sheepshead Bay, Annette Fisher, BRESRE Reality Inc., Fort Funding Company, Bayada Home Health Care, Fox Rehabilitation and OnSite Providers. “This is an enjoyable way, sailing on the water, for a fabulous networking party,” said President Wendy Black of ONXY Health Care Solutions, a guest.

“This is the best!” said Robert Howe, an estate, trust and wills attorney in Bay Ridge. The Atlantis sailed by Bay Ridge, where Lutheran HealthCare’s Shore Hill Housing senior residential buildings could be seen clearly on Shore Road from the yacht. Howe was on last year’s PESID cruise with members of the Morning Money Makers chapter of Business Networking International (BNI), which meets at the Bridgeview Diner.

“Sunrise Senior Living of Sheepshead Bay would like to thank all who attended. Their presence clearly made it a magical evening,” said Jeannine Valentine, Director of Sales Service at Sunrise Living of Sheepshead Bay. “It was our pleasure to provide fun, well-deserved hours of relaxation and enjoyment, to thank all on board for the hard work they do each and every day to better the quality of life for the people of Brooklyn.”

A hot food buffet and dessert prepared by the chefs at Sunrise was enjoyed by eaters and dancers delighted stepping lively above the first floor dining room to the music provided by a live deejay. There was a raffle, too, and a thank you ceremony to the leaders and staff of Sunrise Senior Living of Sheepshead Bay on the dance floor.

On the third floor open air roof, the delights of sponsors and an array of invited friends were enhanced as the Atlantis voyaged from its Pier 9 dock past Brighton Beach, Coney Island, Seagate, Bensonhurst, Bath Beach, Bay Ridge and Sunset Park and into Upper New York Harbor, where a sea breeze and the setting sun made for much enjoyment.

PESID was founded by Fisher, who is also president of Golden Maturity, Inc., a few years ago, bringing together professionals with experience and expertise in every aspect of senior help and empowerment. Leaders in those various professions wrote a book, “Seniors, Put Your Ducks in A Row: Protect Your Nest – Based on True Stories.” To be published this fall.

Appropriately around the Atlantis in Sheepshead Bay were many ducks, and a few swans. PE.S.I.D. covers Brooklyn, Staten Island, Queens and Nassau. Its website is www.pesid.com. In case people would like more information on PESID and for those who are not computer savvy, they can contact Miss Fisher on her cell phone at 1-347-291-7479.

The networking cruise highlighted how professionals in the senior assistance field do work together effectively, and how they can increase their reach and effectiveness through PESID and the sponsoring organizations, noted Fisher and others, declaring Networking On The Seas a sail away success.

Networking On The Seas Brooklyn NY  is Collaborative event put together by Sunrise Senior Living in Sheepshead Bay, BRESRE Realty Inc., Fort Funding Corp., and Fox Rehabilitation

This is is the Second annual Event bringing together folks who serve the senior community.  Networking On The Seas takes place on board the Atlantis Yacht out of Sheepshead Bay Brooklyn.  The guest list is definitely a who’s who in the world of those who serve seniors, with a stand by waiting list.  Many of the members attending are also part of the PESID, People Empowering Seniors Independence & Dignity, a private Networking Group founded by Annette Fisher, President of Golden Maturity.

The guest list consists of  Elder Care and Estate Planning  Attorneys. Litigation Attorneys, Medicaid Long Term Care Providers, Home Care Agencies, Senior Living, Financial Planners, Real Estate, Physical Therapy and more.

Tomorrow we will get to hear from some of them and what might be on their minds as Senior Advocates.

networking on the seas

PESID is an organization I founded in March of 2010.  We are about to celebrate the 2nd Anniversary of PESID.  Membership to PESID is free.  You just go online to pesid.com Once you sign up you will receive an email so you can verify your email address.  Click the link and it should take you to PESID.  If you do not see the PESID website just type in your browser menu bar pesid.com  Now you will need to join the PESID group by clicking join us.  Once you join PESID you will need to also register for a PESID event if you want to attend.

Many PESID events are free.

I hope you check out PESID as the purpose is to make resources available to seniors and their families, in a relaxed setting.

From time to time you will find educational programs provided at PESID meetings.

The main reason for PESID members to join is because they truly want to empower seniors.

Be well

Annette Fisher, CSA

Certified Senior Advisor

PESID Founder

Hi folks,

Tonight at 6:30 Attorney Robert Howe will be discussing how reverse mortgages work, and some of the intricacies of reverse mortgages.

I received a letter today from the JASA organization. This is a fantastic organization. As a matter of fact I just recently, Fall 2010, graduated from their IFSA, Institute For Senior Action, training class. The great part about that is it puts me on a list of people who are notified when good and bad things are coming down the pike for seniors. Lately I feel like I’m bring you a lot of info that seems discouraging. What’s important here is these cuts have not taken place yet. So here is a copy of that letter with some links to the various organizations involved. We must contact our elected officials in writing and let them know we strongly disagree with these cuts to senior services.  These cuts will only have a very negative affect on seniors.  You should also call AARP and find out just what this all means to you.

O.K. here is the letter I received.

AARP’s EPIC toll-free number is now operational and anyone concerned about the future of EPIC is encouraged to use it. It will connect people to their state legislators.

The number is 1-800-700-6469.
SAVE EPIC!!
200,000 Older New Yorkers will Lose EPIC Coverage Under Cuomo Budget

New York StateWide Senior Action Council urges seniors, their families and caregivers and the 300,000 older New Yorkers who are enrollees in the EPIC program (Elderly Pharmaceutical Insurance Coverage) to call their state legislators in their district offices this week while they are not in session in Albany to protest Governor Cuomo’s phasing out of the program. The EPIC program started in 1987 but for lower income seniors has served as a supplement to the Medicare Part D program since that program began in 2006. Governor Cuomo’s budget eliminates EPIC coverage except for drugs not paid in the Medicare donut hole. An estimated 200,000 of the 300,000 EPIC enrollees do not reach the Medicare donut hole or coverage gap which begins when a senior has spent $2840 in annual drug costs. Under Cuomo’s plan, they would not longer receive any support from EPIC.

EPIC has been paying the Medicare deductible and premium costs for lower income New Yorkers as well as subsidizing the co-payments. The elimination of that support will cost enrollees as much as $1000 per year or more, despite the Governor’s pledge to not support new taxes or fees.

EPIC was passed in December 1986 and signed into law by Governor Mario M. Cuomo.

We should be celebrating the 25th anniversary of the passage of EPIC this year, not joining the Governor Andrew Cuomo in preparing for its demise.

If you need phone numbers for your legislators’ district office or for more information contact Maria Alvarez, Executive Director, at maconsult@aol.com or respond to this StateWide e-news email address.

Mary Clark

Citizen Action of NY

HCAN/SSS NYS Coordinator

cabing@citizenactionny.org

607-723-0110

607-232-2084 (cell)

Visit JASA on the Web

Most don’t prep for LTC outlays

Sixty-five percent of Americans say they believe that long-term care planning is an important
cost-saving action. But only 44% of them have started taking any steps to prepare for
unanticipated costs, according to a new consumer study from Lincoln Financial.

A common mistake, according to read
more

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Medicare and our healthcare system are going through changes.

The baby boomers have arrived. Who ever thought when I'm 65 would come so
soon.  Welcome to seniorville.  If they are already enrolled in Medicare, starting in
2011 they will be entitled to a free annual physical, as well as other preventive services.

Annual enrollment for Medicare for those already enrolled is from November
15th through December 31.  Give yourself or your loved one plenty of time to
review the new Medicare changes.  You can go to Medicare.gov to keep up with what is
happening.  The new handbook is not listed on their site yet, however it
will be sent out soon with a list of Evidence of Coverage listing their current
plan coverage and what it costs and the Annual Notice of Change which lists
changes to the plan for the coming year, beginning January 1, 2011. Seniors really need to pay
attention to this as the ability to change plans when ever they please is not an option.

Hospital Infections may be declining with some infections while a large increase is occuring
with others.  Just a few months back I was having a conversation with a couple of
colleagues.  We were discussing a new infection that is rapidly spreading, called
Clostridium difficile aka C-diff.  It is passed through wounds, intravenous lines, and other
means.  If you are taking antibiots and you come in contact with it you may be more
suseptable since the antibiots kill good and bad bacteria at the same time.  Thanks to
colleages, Caryn Isaacs, Patient Advocate, and Ann Hanna, I was made aware of this.
After ending up in the hospital myself this weekend I was horrified to find out that the women
sharing the room with me had C-diff.  I immediately asked for a discharge since I could
continue the medications at home.  They were allowing this patient to walk the
halls.  C-diff is spread by touching things, thus leaving bacteria that others can pick
up.  When I quickly left my room to let them know I wanted to be discharged, I had turned
to notice a sign outside my shared room that read, caution etc.  point being something in
my room was contagious and I was told I was not.  Once you get what you need in the
hospital get out as fast as you can.  I actually had nurses and assistants that were not
changing their gloves between patients, and who were not sanitizing their hands between glove
changes.  It was a breeding ground for germs.  OK some are saying maybe
I’m getting paranoid, however if you don’t control your own destiny to some degree you
may loose control.  I also do not think patients should wait in a doctors office to be
seen.  I bring my own pen for sign in and let them know my tel # so they can let me know
when to come in from my car, parked in the area.  I also carry hand sanitizer with
me.  Think about how many people go to the doctor because they are sick.  I
certainly do not need anything I do not already have.  Touch nothing.  When using
the rest room remember to turn the water on and off with paper towels.  Use a paper
towel to open the door, if hand use is at all necessary.  This is seriously deadly
stuff.  I hope this will keep you out of germs way.  I’m still trying to get the
real low down on whether people with C-diff can be admitted to nursing homes and or assisted
living vacilities.  It seems to me they would need a seperate building or everyone will end
up infected.

is a need-based aid program
designed to provide a supplemental income to aged, blind, or disabled
individuals with low levels of monthly income and other financial
assets.  To read more about supplemental Security Income https://socialsecurity-disability.org/

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If you are not yet a senior and do not have children living with you in your owner occupied
home you may be entitled to a discount on your real estate taxes.  In addition if you are a
senior age 65 living in an owner occupied dwelling you may be entitled to a discount.  You
must request the discount by March 15, 2010.  I have attached the form needed and an
explanation sheet.   This is good for the 5 boroughs of NYC, check with the tax
assessor's office in other areas for available discounts.   Download
Star_faq_english  

Download Star
exemption_abatement

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